Unsecured Business Loans

Awesome Results

EBL is in the business of getting you the unsecured business loans you need for your business when traditional banks will not work with you. EBL works with all types of credit challenges (A-D) because we believe in your dreams of being an entrepreneur.

Whether you are an established business or a start-up, we have the funding solutions you need. EBL has an outstanding underwriting team that takes your application from start to finish in only a few days and in many cases, the same day.

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Quick Approval

At EBL, we have our own in-house underwriting team that guarantees a fast approval for your funding. By contrast, traditional banking can task several months to get approved. In many cases, the approval process takes less than 24-hours.

That means you get the funds to do with as you please to grow your business! At EBL, we look at the “win-win” with our unsecured business loans to get you a decision faster than any other funding company. That is the reason why we have so many repeat customers.

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Fast Funding

Because EBL has our own in-house underwriting and funding process, business owners, like you, will get their unsecured business loans in a flash. At EBL, we believe that obtaining your funds results in happier clients and repeat customers.

You qualify even if you have:

A 500 FICA Score

Past Bankruptcy’s

Past Tax Liens

Bank Turndowns

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We Have A 95% APPROVAL RATE With Our Unsecured Business Loans In These Industries

Restaurants
Grocery Stores
Medical/Healthcare: Physicians, Dentist, Veterinarian, Pharmacist, Optometrist, Specialty Outpatient Facilities
Hospitality | Hotel Motel
Spas
Wholesale Distributors
Manufacturing
Trade Contractors: Plumbing, Heating and Air-Conditioning, Roofing, Siding, and Sheet Metal Work
General Automotive Repair Shops
Business Services: Financial Consulting, Management Consulting
Personal Services: Hair and Nail Salons
Retail
and Many Others!

Minimum Criteria

500 FICO
$6-8k monthly revenue (on average)
6 months in business with no credit card processing
3 months in business if business takes credit card processing
67% of ownership required
Max Negative Days: 7 days

Loan Terms & Conditions

Funding Amounts: $2,500 – $1,000,000
Repayment Types: Daily, Weekly or Twice Weekly, Bi-Monthly, Monthly
Payment Types: ACH
Repayment Duration: 3-18months
Tax Liens: Greater than $50k need to be in a payment plan

Business Entity Criteria

Business must have enough money in business account to handle debt load during and at the end of each month.
We fund home-based businesses
Sole proprietorships are OK
1 year in business with business bank statements.
No international businesses
Citizenship: US Citizen (Permanent residents will be considered for deals up to $50K)
Payoffs: Up to 2 positions; must net 50%
Credit Pull: None to Soft
Credit Card Splits: No
Positions We Fund: 1st and 2nd
COJ: Not required
DocuSign Contracts Available in some cases.