Unsecured Business Loans with Eagle Business Loans

At Eagle Business Loans, we make it simple for small businesses to get the funding they need—without the hassle of collateral. Our unsecured business loans are designed to help you cover expenses, invest in growth, and keep cash flow running smoothly. Whether you’re just starting out or ready to expand, we’re here to support your goals with fast, flexible financing.

Basic Requirements (through Ma & Pa Funding):

• Minimum 6 months in business
• $10,000 or more in monthly revenue
• Business checking account required
• No minimum credit score

Please attach the following information:

Current Bank Statements for the past 6 months

Application

With Eagle Business Loans and our trusted partner Ma & Pa Funding, getting approved is quick and stress-free—because we believe in helping hardworking business owners like you succeed!

Items Required:

• 3 Months of Business Bank Statements and 3 Months of Business Merchant Account Statements
• OR
• 6 Months Business Bank Statements if Merchant Does Not Accept Credit Cards
• 1-Page Application

Minimum Criteria

• 500 FICO
• $6-8k monthly revenue (on average)
• 6 months in business with no credit card processing
• 3 months in business if business takes credit card processing
• 67% of ownership required
• Max Negative Days: 7 days

Loan Terms & Conditions

• Funding Amounts: $2,500 – $1,000,000
• Repayment Types: Daily, Weekly or Twice Weekly, Bi-Monthly, Monthly
• Payment Types: ACH
• Repayment Duration: 3-18months
• Tax Liens: Greater than $50k need to be in a payment plan

Business Entity Criteria

• Business must have enough money in business account to handle debt load during and at the end of each month.
• We fund home-based businesses
• Sole proprietorships are OK
• 1 year in business with business bank statements.
• No international businesses
• Citizenship: US Citizen (Permanent residents will be considered for deals up to $50K)
• Payoffs: Up to 2 positions; must net 50%
• Credit Pull: None to Soft
• Credit Card Splits: No
• Positions We Fund: 1st and 2nd
• COJ: Not required
• DocuSign Contracts Available in some cases.